WHAT IS LOAN ALL ABOUT

Loan or finance is the financial help given to the needy person. It is a type of dept given by banks. We can take loan from banks or other co-operative society on a simple interest. There are many kinds of loan such as home loan, car loan, education loan, agriculture loan etc. Most of the people took loan for these various purposes. One can have to deposit some asserts as a security to get loan from banks.

HOME INSURANCE

Insurance is a policy of insure oneself or ones things like home,car,bike etc which you love in your life. We have many types of insurance but right now we will introduce you about home insurance.

           

            We love our homes and we know how precious it for us, so we insure your home.

In ancient times we had nothing to insure our home but in the present time we are always ready to insure your home.

In ancient time in case of natural damage we lost ed our homes and after that we had to lots of wok and money and time to make again like wonder home. But in the present time in case of natural damage or any other reason which damage our homes we have insurance for that which make easy to you for making help in money.

            We will give the money of your damage of your home.

Which help you and making wonder home again.

So why don't insure your lovely home? 

This is our one of the big dreams so we should insure our dreams. Dreams are insure in our home insurance.

You make your home once in your life, you have linked with it by emotion and many dreams.

So why you take a chance?

Have you take a chance for your dreams? No so don't take chance insure today your home.

Home Loan Basics

Taking a home loan is one of the best way to make our lives easy. Whenever your’re dreaming of buying a new house or looking to move in a new house,home loan is the best and easiest way to fulfill this dream.

                                      Before availing home loan,we must keep some important things in our mind like how much loan we can afford because availing home loan depends on our monthly income,inter1\o651est rate and down payment. We must keep these things in our mind.

Home loan can be of different types which are mentioned below:-

a)                 Home  Purchase Loan.

b)                Home  Extension Loan.

c)                 Home  Improvement Loan.

Nowadays, taking a home loan has become very easy. Because home loan interest rate has come from around 18% to around 12% or 13%. So it has become more useful for middle class people in India.

Installments: Installment is an amount which we pay back to the bank till the full loan is paid with interest rate. Installments are also called EMI (equated monthly installment).

Banks: There are many banks which provide home loan on a very good interest of rates. Banks like “HDFC,STATE BANK OF INDIA,PUNJAB NATIONAL BANK” etc are very good in terms  of  getting home loan at good amount of interest of rate.

                             In short,it has become easy to fulfill our dreams. Dreams like purchasing a new house or move to a new house. It has become possible because of taking a home loan at a good amount of interest. But we make sure that we should not take anything granted about taking home loan. We should always ask our banks to make us understand about each and every single thing of agreement before we sign it.

why we need a LOAN

In our life we have many dreams and we wish to make it true. Like a beautiful home, good study dreams of luxuries etc .These are our dreams, everybody demands these luxuries in his / her life.  And feels life much better then before. Those peoples who have money fulfill all there dreams and desire. But middle class families have no comfort in there life because they have no much money to enjoy and fulfill there dreams. So we want to tell you that we have different kinds of loans to make life better in future and present on a very good interest of rates .There are many banks which provide us different loans like home loans, study loans, car loans and etc in a very good interest. Which make our dreams and desire true and make our life better perfect and comfortable? So join us and make life better and better.